My name is Cheryl Thomas and I live in Temple Hills, Maryland. I am currently at risk of losing my home and am working two full time jobs to make my mortgage payments. When I refinanced my mortgage, my broker convinced me to take out a risky-high rate loan even though my credit was in good standing. She said if made on time payments she would help me refinance at a better rate. I made my payments on time she never helped me refinance. Now I am locked into a loan that I cannot afford. I know I am not alone in this situation. If elected president how will you protect borrowers from brokers who will say whatever they have to to sell a loan?
Duration : 0:0:32
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This condo looks over Boulevard Park in Bellingham straight out on the Bay. Watch the sunset from your living room every evening! Outdoor pool and great amenities as well. Come out and see! email me with any questions at mallina@mallinawilson.com or text me at 360.220.7315 or give me a call at the same number.
Duration : 0:0:15
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www.MikePatel.com
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3rd party endorsement of the quality of service Prudential Agents Provide to thier clients. Mike Serves provides quality service with high satisfaction for home sellers and buyers, a full service agent with proven results and experience. Prudential is one the nations premier real estate companies.
Find homes for sale in North Orange County fast and without getting confused.
Just go to www.Houseoogle.com or www.MikePatel.com. These are Prudential Realtor websites that can save you a lot of time and agony in finding your dream home. Use The Experience or Mike Patel, A Prudential Realtor and Broker Associate with years of Experience and Results and referral business.
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As a dedicated real estate agent, I am qualified to guide you in buying or selling a home. I believe in using my skills in finance, contracts, negotiation and marketing to your best advantage.
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Buying or selling a home is one of the most important transactions in the lives of many people. Because of that, it is important that you work with someone you trust and feel is a market expert with integrity. People trust me with their most-valuable asset. It’s a responsibility I take very seriously. I know that your success is my success.
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Let me guide you through the complexities of buying or selling your home, eliminating hassles and stress. I look forward to working with you.
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Category: People & Blogs
Duration : 0:1:3
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Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com
Part 7 (Excerpt)
Prices are back to 2003 levels: A Short Sale is significantly cheaper for a bank than a foreclosure
Were in the studio today with Kalyn Roberts and Jeri League of the Dreamvesting Group, these two young ladies are experts in the short sale area, they are NOT going to tell you what you want to hear, they are going to tell you what you need to hear. There is a big difference between what you want and what you need in the case of getting out of a situation. We talked during the break about the different types of people; who qualifies, who doesnt qualify, who this is good for, and who its not good for. I want you to talk about people who are upside down and how youre here to help.
What we want to get across today if you just need to call someone if youre upside down in your mortgage, if you have a listing next door and its a bank owned or short sale, there is a good chance youre probably upside down in you mortgage if you bought anytime in the last, in the last 5 years were almost back to 2003 pricing now.
Just to jump in real quick, Jeri and Kalyn its not just the people who purchased, its the people who used their homes as ATMs which is a crude way for me to say it but lets be honest. You watch the television, and I am not going to name any names, but a company that rhymes with lietech though, they have a commercial where they are showing pictures of using your home to buy a big boat and everybody got sucked into that and now here were.
Yes, if you used your second mortgage to build that big beautiful pool in your backyard, maybe you need to call us. Yes, its unfortunate, we always tell everyone like you just said, everybody got sucked into it, it doesnt mean youre stupid, it doesnt mean you necessarily made a really bad decision. Most people got caught up in the real estate market and good marketing ploys like that, and the bottom line is as we said earlier you dont have to be late on your mortgage payment, you dont have to be facing a foreclosure, if youre simply upside down because you refinanced your home or purchased too recently and the house next door is selling for $100,000 less than yours and you just need to get out of a bad financial situation, youre a candidate for a short sale or even a loan modification.
One of the things about loan modifications that I hear all the time is, and I research other loan modification companies, and what I hear is they are telling people things that just arent real. For instance if your owe $400,000 and your house is worth $300,000 and you want your lender to forgive $100,000 on a loan modification, chances are that isnt going to happen, whereas with a short sale, when youre exiting the property because it just isnt going to work, they would in most cases consider doing that.
Absolutely if that is the market value of your home they are going to consider the bottom line, the banks dont want these properties back, it costs them so much money to go through a foreclosure process and as our prices are falling, monthly, weekly, daily, the likelihood of the value of the property being extremely lower by the time they get the property back is 100%.
In addition to the $60,000 in foreclosure cost, paying real estate commissions and a few other fees is significantly better, because the loss is going to be significantly less with a short sale. Heres a question and I hope that I am not putting either of you on the spot, but suppose the guy owes $400,000 on his house, lets just say its worth $300,000 and you get the listing and this guy is out at a cocktail party and his cousin shows up and says, Ill buy the house from you. Ill buy the house from you, we will make the bank pay the difference and Ill just let you stay in the house. Is that a realistic situation, is someone going to find out about it? Is it good to do that or not?
In real estate, real estate purchases and transactions have to be non-arms length. Now arms length is described as your parents and your children, other than that we pretty much stay out of it because theoretically, yes that could happen, however the banks want to see that the homeowner is not benefiting, so the homeowner would have to become a tenant and be paying rent to new owner at that point. So there are many legitimate situations where you could meet someone who would buy the home and allow you to stay in the home…
Duration : 0:5:53
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http://www.successfulthings.com/products/realestate/RealEstate/Marketingletters/index.html
This Ebook will enable you to become an reo listing agent for bank foreclosures. It changed my career. This video is a gift from me to you.
Duration : 0:8:42
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http://www.realestateids.com In this short video, I reveal how Google’s New Search layout affects how you run your real estate business or any business for that matter on the internet. Want to sell your real estate on Google? You need to watch this video because social media plays a big role in Google’s business. This plays a big role in your business as well. You can’t afford to miss it.
Duration : 0:7:38
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Beverly Hills Homes – http://www.ChristopheChoo.com Beverly Hills Real Estate
The Christophe Choo Real Estate Groups presents: Is this Beverly Hills or the Amalfi Coast? For more info go to: www.BeverlyHillsTrousdaleEstate.com Reduced to $4,295,000
To learn more about this property or other homes in Beverly Hills, Bel Air, Holmby Hills and surrounding Los Angeles Westside areas, contact: Christophe Choo at the Christophe Choo Real Estate Group in Beverly Hills (310)777-6342 or email at Christophe@Christophechoo.com Beverly Hills Homes – http://www.ChristopheChoo.com
Beverly Hills Homes for sale luxury real estate for sale Los Angeles, Los Angeles Homes
Duration : 0:6:21
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In this video, attorney Donna L. Wexler explains what a short sale is and how it can help you.
You may contact Donna via:
DWexler@BaconWilson.com
413.781.0560
Duration : 0:3:44
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Central Florida is one of the areas hardest hit by foreclosures around the country. The FOX Orlando TV station picked up on the Consumer Warning Network’s grassroots revolution sharing the strategy with viewers. Fox Orlando’s Steve Gelbach reports.
Duration : 0:2:7
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Need to lease any office space? There is more and more available in Florida and other places around the country. If this continues many more companies will be out of business and bankrupt. I’ve heard over 150K businesses went bust last year.
Duration : 0:1:5
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