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3rd party endorsement of the quality of service Prudential Agents Provide to thier clients. Mike Serves provides quality service with high satisfaction for home sellers and buyers, a full service agent with proven results and experience. Prudential is one the nations premier real estate companies.

Find homes for sale in North Orange County fast and without getting confused.
Just go to www.Houseoogle.com or www.MikePatel.com. These are Prudential Realtor websites that can save you a lot of time and agony in finding your dream home. Use The Experience or Mike Patel, A Prudential Realtor and Broker Associate with years of Experience and Results and referral business.

An Expert In Your Court

KNOWLEDGE
As a dedicated real estate agent, I am qualified to guide you in buying or selling a home. I believe in using my skills in finance, contracts, negotiation and marketing to your best advantage.

INTEGRITY
Buying or selling a home is one of the most important transactions in the lives of many people. Because of that, it is important that you work with someone you trust and feel is a market expert with integrity. People trust me with their most-valuable asset. It’s a responsibility I take very seriously. I know that your success is my success.

LOCAL EXPERTISE
I offer local expertise in a home market tailored to meet your needs. As a local professional, I know the neighborhoods, schools, market conditions, zoning regulations and local economy. I will do the leg work, keeping you up-to-date with new listings and conditions as they impact the market. I will make the process as pleasurable and stress-free an experience for you as I can.

SUCCESS
I don’t measure my success through awards received or achievements, but through the satisfaction of my clients. Whether you are looking to buy or sell your home, I will provide sound and trustworthy advice to help you achieve your real estate goals.

Let me guide you through the complexities of buying or selling your home, eliminating hassles and stress. I look forward to working with you.

We services Orange County Cities and surrounded areas.
City of Aliso Viejo
City of Anaheim
City of Brea
City of Buena Park
City of Costa Mesa
City of Cypress
City of Dana Point
City of Fountain Valley
City of Fullerton
City of Garden Grove
City of Huntington Beach
City of Irvine
City of La Habra
City of La Palma
City of Laguna Beach
City of Laguna Hills
City of Laguna Niguel
City of Laguna Woods
City of Lake Forest
City of Los Alamitos
City of Mission Viejo
City of Midway City
City of Newport Beach
City of Orange
City of Placentia
City of Rancho Santa Margarita
City of San Clemente
City of San Juan Capistrano
City of Santa Ana
City of Seal Beach
City of Stanton
City of Tustin
City of Villa Park
City of Westminster
City of Yorba Linda
Category: People & Blogs

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Part 7 (Excerpt)

Prices are back to 2003 levels: A Short Sale is significantly cheaper for a bank than a foreclosure

Were in the studio today with Kalyn Roberts and Jeri League of the Dreamvesting Group, these two young ladies are experts in the short sale area, they are NOT going to tell you what you want to hear, they are going to tell you what you need to hear. There is a big difference between what you want and what you need in the case of getting out of a situation. We talked during the break about the different types of people; who qualifies, who doesnt qualify, who this is good for, and who its not good for. I want you to talk about people who are upside down and how youre here to help.

What we want to get across today if you just need to call someone if youre upside down in your mortgage, if you have a listing next door and its a bank owned or short sale, there is a good chance youre probably upside down in you mortgage if you bought anytime in the last, in the last 5 years were almost back to 2003 pricing now.

Just to jump in real quick, Jeri and Kalyn its not just the people who purchased, its the people who used their homes as ATMs which is a crude way for me to say it but lets be honest. You watch the television, and I am not going to name any names, but a company that rhymes with lietech though, they have a commercial where they are showing pictures of using your home to buy a big boat and everybody got sucked into that and now here were.

Yes, if you used your second mortgage to build that big beautiful pool in your backyard, maybe you need to call us. Yes, its unfortunate, we always tell everyone like you just said, everybody got sucked into it, it doesnt mean youre stupid, it doesnt mean you necessarily made a really bad decision. Most people got caught up in the real estate market and good marketing ploys like that, and the bottom line is as we said earlier you dont have to be late on your mortgage payment, you dont have to be facing a foreclosure, if youre simply upside down because you refinanced your home or purchased too recently and the house next door is selling for $100,000 less than yours and you just need to get out of a bad financial situation, youre a candidate for a short sale or even a loan modification.

One of the things about loan modifications that I hear all the time is, and I research other loan modification companies, and what I hear is they are telling people things that just arent real. For instance if your owe $400,000 and your house is worth $300,000 and you want your lender to forgive $100,000 on a loan modification, chances are that isnt going to happen, whereas with a short sale, when youre exiting the property because it just isnt going to work, they would in most cases consider doing that.

Absolutely if that is the market value of your home they are going to consider the bottom line, the banks dont want these properties back, it costs them so much money to go through a foreclosure process and as our prices are falling, monthly, weekly, daily, the likelihood of the value of the property being extremely lower by the time they get the property back is 100%.

In addition to the $60,000 in foreclosure cost, paying real estate commissions and a few other fees is significantly better, because the loss is going to be significantly less with a short sale. Heres a question and I hope that I am not putting either of you on the spot, but suppose the guy owes $400,000 on his house, lets just say its worth $300,000 and you get the listing and this guy is out at a cocktail party and his cousin shows up and says, Ill buy the house from you. Ill buy the house from you, we will make the bank pay the difference and Ill just let you stay in the house. Is that a realistic situation, is someone going to find out about it? Is it good to do that or not?

In real estate, real estate purchases and transactions have to be non-arms length. Now arms length is described as your parents and your children, other than that we pretty much stay out of it because theoretically, yes that could happen, however the banks want to see that the homeowner is not benefiting, so the homeowner would have to become a tenant and be paying rent to new owner at that point. So there are many legitimate situations where you could meet someone who would buy the home and allow you to stay in the home…

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For over 20 year James Osmar was a top selling Realtor in the London, Ontario Real Estate market , helping both buyers and sellers. In doing this he has achieved the ranks of the top 100 in all of Canada on a number of occasions.

If you are considering a move any time soon, be sure to put James on you short list and get your London, Ontario home sold fast and for top dollar.

http://RedHotWebPage.com

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Contact Bruno Pisano 213- 842-0774

http://www.los-angeles-homes.net

For all the information you need on living in Los Angeles Metro area, West Los Angeles, or Beverly Hills, California contact me, Bruno Pisano. With a driven focus on customer service and an unmatched desire to best understand your needs I will always be available to answer any question you may have on the home buying or home selling experience here in Los Angeles. Whether its questions on West Los Angeles, Century City and Beverly Hills new homes, I can answer them and assist you in finding your perfect home in these beatiful Cities.

The Beatiful Los Angeles

The Los Angeles lifestyle is one of tranquil beauty and I, Bruno Pisano, am your agent for the most in-depth and complete tour of Spalding & Associates real estate listings; Los Angeles new homes; West Los Angeles and Beverly Hills homes.As a resident of this area for years, I can use my love of this natural paradise and be the perfect resource to show you the Los Angeles homes for sale, West Los Angeles homes for sale, Beverly Hills homes for sale and Los Angeles Metro area homes for sale.
My work and dedication to finding you and your family your ideal home is inspired by the relationships that I build with my clients. Use this comprehensive Web site to search for Los Angeles County California homes for sale. The Gulf Coast area is considered The best kept secret of the South and in this playground of plenty you can find comfort in the relaxed attitude where the days are of romantic length and you can enjoy the fresh Southern seafood delicacies and walk barefooted through the miles of sugar-white beaches at the shore.
Its Los Angeles, your home is waiting for you and I can help you find it.
Bruno Pisano, to Aid in Your Search
It is my experience and numerous distinctions that set me apart and can help you feel assured that you will find the right home for you and your family. One accreditation that I am particularly proud of is my ABR (Accredited Buyers Representative) which is a designation given to agents who are specifically knowledgeable and experienced in representing home buyers and first time home buyers. In addition, I was also awarded the coveted CRS (Certified Resident Specialist) designation, which is only given to the top 4% of real estate agents who take the required advanced courses along with accomplishing a high volume of closed real estate sales. With my experience and these designations, I created this site to better help in your search for a beautiful Gulf Coast home.
Selling Your Home with Bruno Pisano.
With established roots in the Gulf Coast community, I have a extensive pool of interested buyers who would be excited to see your home. Selling your home with me, Bruno Pisano is easy and quick because I am committed to treating you as a friend more than the seller of a home. And in this friendship youll be able to trust that I will show your home to interested buyers who are looking for Los Angeles new houses for sale, Beverly Hills houses for sale, Century City houses for sale, Los Angeles Metro houses for sale.
As a real estate agent who has your best interest in mind, I have also created this Web site to help you understand how to best sell your Los Angeles real estate property. You can use this site as a resource or contact me directly and I can provide you with a timely market evaluation on your Los Angeles home.
It is my goal to help you sell your home in the quickest time possible, causing you the least amount of stress.

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